Utami CP, Nasution AI. The Influence of External Factors, Customer Character, Duration, and Credit Management Ability on Non-Performing Multipurpose Loans. FFBJ [Internet]. 2025 Jun. 30 [cited 2025 Nov. 27];1(01). Available from: http://journal.caturabinangkit.org/index.php/FFBJ/article/view/7